Gas: Where Does the Money Go?

With extremely high gas prices straining consumers’ pockets in recent months, it is only natural for people to wonder where all the money they pay at the pump goes.  Contrary to popular belief, the price of gas is not solely reliant on the price of crude oil.  There are many parties involved in setting the price of the gas you purchase at the pump, and below is a quick run-through on who they are and what portion of the entire price they require.
– Crude oil:  Crude oil suppliers require the largest share of the pie at about 45%.  This share is determined by the oil-exporting nations and the Organization of the Petroleum Exporting Countries (OPEC) in particular.  The price of one barrel of crude oil depends on how much crude oil these oil-exporting countries produce.  Sometimes gas prices rise despite the fact that there is enough crude oil to go around, and this is because of a variety of other factors, one of which is the quality of oil.  Oil can be heavy or light, and sweet or sour.  These words only describe the quality, not the taste, of oil.  For example, light, sweet crude oil is cheaper and easier to refine, but quantities of this kind of oil have been running lower recently.  However, there is still a lot of heavy, sour oil, which means that refineries must spend more money refining it.
– Taxes:  Federal and local taxes take about 31% of the price you pay at the pump.  Federal excise taxes account for about 18 cents per gallon, while state excise taxes require about 20 cents per gallon.  There might also be some additional state sales taxes, along with local and city taxes.
– Refining costs:  Refining crude oil makes up approximately 13% of the price you pay at the gas pump.
– Distribution and marketing:  The costs of transporting and marketing gas make up about 13% of the price of gas.  Crude oil must be transported from oil-producing countries to refineries, then the gasoline must be transported to distribution points, and then lastly to the gas stations that fill your tank.  All of the costs of this shipping and transportation are transferred to you, the end consumer.  Along with all this comes the marketing that is involved in increasing a brand’s awareness and appeal, and these costs are also passed on to the consumer.
– Gas station markups:  There is no set percentage for this number.  Gas stations are at their own discretion as to how much to add on to the price in order to actually make a profit on the gas that they sell.  Some stations (usually the larger ones) will only tack on a couple cents, while others will add a dime or even more.  Some states have laws that prevent stations from adding on less than a specified percentage over the price that the wholesaler sets.  These markups are also dependent on the area where the station is located.  Demographic information such as median income and population affect the decisions that stations make concerning the exact price they set for the gasoline that they sell from their pumps.

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The Secret To Becoming A Star…

A Star is Made: Where does talent really come from?

Reviewing a new 900 page academic book The Cambridge Handbook of Expertise and Expert Performance that will be published this month, Freakonomics authors report some very interesting findings.

(I highly recommend you read this piece if you have an interest in finding out how a star is made in any discipline.)

Here are three conclusions from this massive work:

1. The trait we call talent is highly overrated.

That is, expert performers – whether in memory or surgery, ballet or computer programming – are nearly always made, not born. And yes,

2. Practice does make perfect. And last, my personal favorite:

3. When it comes to choosing a life path, you should do what you love – because if you don’t love it, you are unlikely to work hard enough to get very good.

They add, “Most people naturally don’t like to do things they aren’t ‘good’ at. So they often give up, telling themselves they simply don’t possess the talent for math or skiing or the violin.”

But the truth is this:

“What they really lack is the desire to be good and to undertake the deliberate practice that would make them better.

Joseph Campbell was right when he told his students, “Follow your bliss.”

And yes, especially in your work. If you don’t love your product for example, chances are you won’t do the deliberate practice it takes to learn how to talk about it so that you get good at it.

If you don’t love SOMETHING about your network marketing business enough to spend the time to learn to do it well, your chances of succeeding are slim to none.

So ask yourself, what do you LOVE MADLY about what you’re doing? Is it making a difference in someone’s life? Is it what the income can buy?

Whatever turns you on, will keep you going.

And if it’s nothing special, perhaps this business really isn’t the best thing for you to be doing. Why NOT love what you do? People can tell if you don’t.

One thing’s for sure in our business: The promise of income is NOT enough. Not for the 95% who drop out, that is.

So what else is there that you love enough or are challenged by enough, to keep you practicing deliberately and systematically, like everyone has ever done who excels in something?

 

Car Buying Tips For eBay Motors

There are a lot of perks associated with car shopping online with eBay Motors, including the buyer being able to set the price. In addition, automobile insurance is more affordable on used cars and, with an auction, the buyer pays in full and there is no hassle of a monthly payment. If you do plan to shop for your next car on eBay Motors, take a moment to consider the following tips to help get you started on the road to car shopping success.

First and foremost, check with your car insurance company before deciding to purchase a specific car on eBay Motors or anywhere else. If the cost of car insurance is a major deciding factor, then you will want to be clear about the costs before you commit to purchasing. In addition, it may be helpful to know that SUVs carry a higher insurance cost than that of a car. With that being said, the cost of insurance will be less on a used car than if that same model were purchased new.

Request a CarFax report from the seller and, if they do not have one, request the VIN number so that you may obtain a copy directly. This report is something that every potential car owner needs to have. Why? Because it contains the number of previous owners that a particular car has had, information regarding whether or not the car has ever been involved in a flood or other accident and whether or not the title is clear. There is also more information detailing a car’s history included, which is why no automobile should ever be purchased without a CarFax report.

Before deciding that your car of choice is the deal of a lifetime, take a moment to research it’s value according to Kelly Blue Book. This company is one of the most respected in the industry and instantly provides new or used car values directly from their website. After entering specific information relating to a car, individuals will receive an instant value assessment according to the information provided. This tool will help all potential car owners to find out whether or not a deal is too good to be true or just not too good at all.

Take a moment to consider the car’s fuel mileage. With gasoline prices what they are, it is important to think about how many miles you will get from one gallon of gasoline. The more mileage you have per gallon, the less you will end up spending in gasoline. This is definitely something to think about!

When shopping for cars on eBay Motors, take special notice of the mileage. This is a good indication of how much life the car has left in it or whether you are buying a car that has seen it’s best days. A great number of cars on eBay Motors have very low mileage, but others are well over 100,000.

As a final thought to shopping for cars on eBay Motors, take a moment to make sure that the car you ultimately select is one that will best fit your lifestyle. If you have a large family, for instance, a compact car probably isn’t the best choice. You will need additional space to make sure that everyone is comfortable and to make it ideal for long road trips. At the same time, a single person may be more than happy in a smaller car because of the simple fact that they use much less gasoline than an SUV or similar automobile. When shopping for cars, either new or used, it’s all about lifestyle and which one best fits yours.

 

Get Answers To Your Auto Repair Queries Here

Every driver hates that feeling when they realize that something on their car has stopped working correctly. The stress involved with getting your car repaired is enough to drive you bananas. Luckily, the following article will teach you everything you need to know about choosing a auto repair service that you can rely on.

When you run into car problems, you should first turn to the Internet to learn what the problem could be. You may find that it is an easy to repair problem that you can do on your own. This could save you hundreds of dollars in labor fees if you had to take it to a shop.

Check your radiator frequently. Let the car run briefly, shut the engine, then open the hood. Never open the radiator cap if the engine is running. Check the radiator fluids using a dipstick and remember to always mix the coolant with water before putting it in the radiator.

It is not legal for a mechanic to start working on your car before you officially authorize them to do so, usually by signing a contract. Be careful what you authorize the mechanic to do. You should only sign documents that include a detailed list of the needed repairs and their prices.

Always ask lots of questions when you take your car to get repaired. Don’t let the mechanic intimidate you. Ask why something needs to be fixed or how it will be done. If the mechanic tries to brush you off, doesn’t look at you, or refuses to answer your questions, consider taking your car to someone else.

When you top off your motor oil, avoid spilling oil on your engine by wadding up a couple of paper towels around the oil receptacle on the crank-case. This will absorb drips and spills. Be sure to dispose of your empty oil container and the paper towels responsibly when finished adding oil.

Look out for obvious “red flags” when dealing with a new auto repair company. If they ignore your questions or talk in circles, you’d be wise to not use their services. Having a mechanic you can trust is extremely important; don’t waste your time with one who can’t make you confident in his skills.

These days, there are a countless number of dishonest auto repair services that can’t wait to cheat you out of your hard earned money. Make sure you avoid these business by using the tips mentioned in the article above. Your efforts will be well worth it in the end.

PPC ADVERTISING: HOW TO MAKE YOUR BUSINESS “CLICK”

PPC stands for Pay Per Click – a popular advertising technique on the Internet. Found on websites, advertising networks, and especially on search engines, PPC advertising involves sponsored links that are typically in the form of text ads. These are usually placed close to search results, where an advertiser pays a particular amount to visitors who click on these links or banners and land on the advertiser’s web page. PPC stands for Pay Per Click – a popular advertising technique on the Internet. Found on websites, advertising networks, and especially on search engines, PPC advertising involves sponsored links that are typically in the form of text ads. These are usually placed close to search results, where an advertiser pays a particular amount to visitors who click on these links or banners and land on the advertiser’s web page.
In essence, PPC advertising is all about bidding for the top or leading position on search engine results and listings. Advertisers do this by buying or bidding on keyword phrases that are relevant to their products or services – the higher the bid, the higher the spot on the search results, the more the people will find the ad (and click on it) to go to their websites (this is why some people call it “keyword auctioning”). Advertisers would then pay the bidding price every time a visitor clicks through the website.
PPC advertising is also known under the following names/variations:
· Pay per placement· Pay per performance· Pay per ranking· Pay per position· Cost per click (CPC)
PPC advertising is usually done with the following standard procedures:
1. Setting up an account and/or deposit funds.
2. Creating a keyword list.
3. Choosing (and setting up) an account with a PPC search engine.
4. Bidding on the ad placement, including the search result words or phrases.
5. Writing out an ad copy.
6. Setting up the ‘landing pages’ for your ads.
7. Placing the advertisement in the search engine.
There are many benefits to Pay Per Click advertising, making it an effective way of promoting a business ‘online’. Some of them are listed below:
· Get launched immediately. PPC advertisements are implemented very quickly – they can go ‘online’ within an hour after winning the bid and paying for it.
· Obtain specific, pre-qualified, and quality traffic. PPC provides you with a quality or a well-targeted traffic. Visitors are narrowed down into ‘qualified’ people who are actually looking for specific products and/or services that you offer – those who are more likely to become a ‘lead’ (a convert) and complete a transaction (either by buying your product or subscribing to the service that you are offering.
· Widen your reach. PPC advertising provides additional traffic to your site, aside from the natural or “organic” search engines.
· Track your investment. PPC advertising makes use of a tracking system that will determine exactly who comes to the website and what they do once they arrive – the length of their stay on the site and the number of pages (including the actual pages) that they view. These are valuable tools in determining statistics such as return on investment (ROI), acquisition cost-per-visitor, and conversion rates (the percentage of visitors who are converted into customers or leads).
Below are some important things to consider when planning on a pay per click campaign:
1. Know your product. Take an inventory of the product and/or services that you have to offer (before anything else).
2. Stay within the budget. Determine your daily or monthly budget; and stay with it. This means keeping your budget in mind, avoiding bidding wars if possible.
3. Bid just right. Know how to bid right – a bid that is too high can exhaust all of your money, while a bid that is too low can make you lose that spot.
4. Watch the bottom line. Measure your profit margin against your spending or expenses. Know when to stop and terminate your PPC program – if you spend more on advertising but have little or no sales at all.
5. Find the right keywords. Decide which keyword phrases to opt and bid for. Do some keyword research, either by actually looking at existing search terms or with the use of online keyword suggestion tools, to know which terms are mostly used when searching for items that are related to your business. Focus on specific keywords, not on general ones.
6. Write effective ads. A good PPC ad is that which can persuade and move a searcher. There are several approaches to this:
· Discount offers· Testimonials· Celebrity/famous endorsers· Money-back guarantees· Free trials or sample offers· Freebies· Reverse psychology· Major benefits (“Lose weight”)· Direct instructions (“Click here”)
7. Maintain a professional-looking site. Your web content should be regularly updated and checked for spelling and grammatical errors. There should be no broken links or images. The website should be simple – designed in such a way that it will be easy for visitors to navigate and load. Include contact details to create a good impression among potential customers.
Done properly, PPC advertising can be an effective marketing tool that will maximize the return on your investment.

2019 Chevy Silverado 1500 Diesel Interior

It happens to be very long lasting to learn the fact that the Chevrolet will start up the following gen of Silverado 1500 as 2019 season design. Depending upon the freshest news, the forthcoming 2019 Silverado 1500 will likely be creating restored altogether design one-of-a-kind to antecedents. Regrettably, there on the other hand continues to be so controlled facts revealing the details in the enhancements and changes for the spectacular Silverado 1500. However, we could most likely learn some innovative developments and betterments based on chit chat.

2019 SILVERADO 1500 NEW CONCEPT

Any material shown in this article is definitely not not only a supposition. If we bring note of your 2019 Silverado 1500 plan, it’s possibly the fresh Silverado pickup truck should have a up to date and stylish overall appearance. Some long term changes can be upgraded to your directing take care of on account of the supplier answers to your clients concerns about retaining and taking on the truck. For more update versions, we can not opt for it specifically at this moment. Transferring to your interior, you will possess under completely different cabin than its recent. Your vehicle builder assists in keeping keeping up with the truck’s focus-catching interior start looking. Recent forecasts report that the developer will be ready to give you the 2019 Silverado 1500 with many installments to deliver the passengers the full ease and comfort, superior-expert substances in addition to burglar alarm process.

NEW DRIVETRAIN

Like the new concept, our team continually likely to reminisce concerning the 2019 Silverado 1500 to calculate the potential engine towards the 4th 1500 pickup truck. With this 2019 pickup truck calendar 12 months design, your car designer brand has equipped a 5.8-liter V8 engine able to providing the amount of stamina all over 397 horsepower. Above all, there could consistently potential chance that manufacturer is going to take section other powertrains for your personal 2019 Silverado 1500. An individual without a doubt, the oncoming pickup truck will enhance the performance simply by using a significantly better Miles per gallon.

2019 SILVERADO 1500 RELEASE DATE AND PRICE

For anyone who may be curious about the emerging and price from the car or truck should really be far more individual to examine the also affirmation from your Chevrolet. Simply because of the 2019 Chevy Silverado 1500 continues to be to be crafted as being the potential future concept, to ensure we might not supply you satisfying details towards the amazing pickup truck. Just continue to be tuned for those update versions.

2019 Chevy Silverado 1500 Diesel Interior, Specs, Price

It will be very stable to find out the Chevrolet will start the other gen of Silverado 1500 as 2019 season design. Using the newest news, the drawing near 2019 Silverado 1500 is going to be producing restored completely design distinctive in to the antecedents. Sadly, there nonetheless has become so small knowledge uncovering the details for the advancements and changes for your impressive Silverado 1500. Still, we could probably explore some developments and betterments contingent on gossip.

2019 SILVERADO 1500 NEW CONCEPT

Any facts found in this posting will not be not just a supposition. If you require note of your 2019 Silverado 1500 application, it’s most likely the latest Silverado pickup truck could have a fashionable and trendy look. Some long-term enhancements may perhaps be superior for that directing take on due to the service answers into the customers complaints about keeping and dealing with the truck. Even for alot more update versions, we are unable to go for it specifically right away. Transitioning into the interior, you will have less than completely different cabin than its preceding. The car programmer assists in keeping maintaining the truck’s eyesight-catching interior look. Current forecasts report that the producer will be ready to provide you with the 2019 Silverado 1500 with installments to grant the passengers an entire comfort, larger-professional factors and additionally burglar alarm technique.

NEW DRIVETRAIN

Much like the new concept, our group continually likely to reminisce in regards to the 2019 Silverado 1500 to calculate the possible engine for that 4th 1500 pickup truck. Just for this 2019 pickup truck work schedule season design, your car creator has well prepared a 5.8-liter V8 engine competent at offering the amount of vigor available 397 hp. Most of all, there may continue to attainable possibility that supplier can take component other powertrains in your 2019 Silverado 1500. A specific without a doubt, the oncoming pickup truck will raise the performance simply by using a much better MPG.

2019 SILVERADO 1500 RELEASE DATE AND PRICE

For all people who is curious about the emerging and price within the auto must be way more individual to check out the additionally affirmation from your very own Chevrolet. Due to 2019 Chevy Silverado 1500 remains to end up being produced as being the potential concept, making sure that we might not deliver you gratifying points for your stunning pickup truck. Just continue being tuned for your updates.